401(k) & Financial Wellness

At a Glance

• 401(k) through Fidelity. You're auto-enrolled at 3% 30 days after hire (you can opt out). Traditional and Roth options, plus loans.
• ACA matches 50% of what you contribute, up to 3% of pay, and you're 100% vested right away.
• 2026 limits: $24,500 a year. Age 50+ can add $8,000; ages 60–63 can add $11,500.
• Register at 401k.com. Questions: Fidelity Retirement Benefits Line, 1-800-835-5097.
• Student Debt Relief: $50 a month toward eligible student loans, up to $10,000 lifetime, for full-time junior and mid-level staff with 12+ months at ACA.
• Employee discounts through BenefitHub at acaglobal.benefithub.com (referral code 1LX92L).
• Nationwide pet insurance: 50% or 70% reimbursement, about $20–$47 a month, use any vet.