FSA & HSA

At a Glance

• Healthcare FSA: up to $3,400 a year, paired with the PPO plans. You can't have it if you contribute to an HSA. Up to $680 rolls over into 2027.
• Dependent Care FSA: up to $7,500 per household for children under 13 or dependents who can't care for themselves. Unused funds after December 31, 2026 are lost.
• Commuter FSA: up to $340 a month for parking plus $340 a month for transit or vanpool. Unused funds roll over.
• HSA through Fidelity for people on an HDHP: 2026 limits are $4,400 (employee only) and $8,750 (all other coverage). Age 55+ can add $1,000.
• You must open your HSA with Fidelity yourself (800-544-3716). It isn't set up automatically.
• Remember: FSAs and the HSA must be re-elected every Open Enrollment.